Tag Archives | Affordable Care Act

Fined for not having health insurance in 2014? You can still sign up for 2015 coverage

Special enrollment period through April 30 is available for people who learned of penalties on their 2014 tax return.

It shouldn’t have been news to anyone that if you don’t have health insurance, you’ll have to pay a penalty unless your income is so low you can’t afford coverage. But since 2014 was the first year the Affordable Care Act (ACA) penalty for not having insurance kicked in, the U.S. Department of Health and Human Services is giving people a break.

A special enrollment period for 2015 is underway now through April 30 and is specifically for people who were unaware of how the fine for not having coverage affected them.…

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Obamacare means never having to worry about health insurance, even if you change jobs

Instead of being tied to a job for the insurance benefits, Americans have the freedom to pursue their dreams.

Ever since he was diagnosed with type 1 diabetes at age 10, Shawn Dhanak says he worried about what he was going to do when he was no longer covered by his parents’ insurance. He remembers his grandmother telling him, “You can’t go without insurance.” He knows his father stayed with the same job so he wouldn’t lose the health insurance his family needed.

Now 28 years old, Shawn doesn’t have to think twice about any of that thanks to the Affordable Care Act (ACA), or Obamacare.…

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For the Affordable Care Act’s 5th birthday, 5 of its 16 million success stories

These are only five of the millions of Americans whose lives have been changed for the better thanks to the ACA.

Call it Obamacare, call it the Affordable Care Act or the ACA. Whatever you call it, you have to call it a success — because it is. March 23, 2015, marks the fifth anniversary of President Obama signing the ACA into law, and the positive news just keeps coming.

Here’s a snapshot of what’s been accomplished in the last five years, courtesy of the White House:

  • More than 16 million Americans have gained health coverage
  • 9.4 million people with Medicare saved a total of more than $15 billion on prescription medications
  • 76 million people are benefiting from preventive care coverage
  • 105 million people no longer have a lifetime limit on their health coverage
  • Up to 129 million people with pre-existing conditions are no longer at risk of being denied coverage
  • Zero death panels were created

That last point is well worth mentioning, because the “horror stories” of the ACA have failed to materialize.…

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5 disasters to expect if the Supreme Court guts the Affordable Care Act

If Republicans are trying to show people how crucial Obamacare is, King v. Burwell could be the perfect way to do it.

The lawsuit that could end subsidies to the millions of Americans in 34 states who purchased insurance through the federal health care exchange will be argued on March 4. But we already have hints of what the impact will be if Chief Justice John Roberts and the Supreme Court gut President Obama’s signature health care law over complete nonsense.

1. $340 billion in tax credits and cost sharing reductions over the next 10 years will be revoked.
Obamacare has even turned Republicans against the thing they love the most — tax breaks.…

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Republicans love America — and they want to show it by taking insurance from 8.2 million working Americans

This week a somewhat abstruse debate about whether America should purposely try to antagonize 1.6 billion Muslims morphed into an impossibly stupid debate about whether the President of the United States really loves the United States.

Meanwhile, in actual news, there’s an absurd lawsuit that threatens to wreak havoc on our health care system.

The Urban Institute projects a victory in the plaintiff’s in the case of King v. Burwell that would result in 8.2 million Americans losing insurance as $340 billion in tax credits and cost-sharing reductions are eliminated over the ten years. Premiums for those buying individual coverage in the 34 affected states would rise up to 35 percent.…

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The GOP’s nightmare: Obama and Obamacare both hit new highs

After a rough year, Democrats should savor what happened on Monday February 17, 2015.

President Obama and Obamacare both hit 50 percent.

The president’s approval rating is back at 50 percent in the Gallup daily tracking poll. He hit the halfway mark for the first time since June 2013 just after his most recent State of the Union and then fell back slightly.

Buoyed by a growing economy and low gas prices — which America has little-to-no control over — Obama’s approval is now higher than Ronald Reagan’s was at this point the Reagan presidency. (Conservative Gipper Defenders argue, “Well, that’s only because the administration had been caught selling missiles to Iran to fund an illegal war.” To which I say, “That’s a defense of Reagan?”) And it’s almost 20 percent higher than George W.…

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Why a Supreme Court ruling against Obamacare would be bad for America’s health

The King v. Burwell case could leave millions without health insurance. That’s not good for anyone.

When Dawn Erina needed some minor surgery early this year, she was able to afford it. She could afford physical therapy visits, too. Without the surgery, Dawn would have struggled to do her job.

When Dawn needed to refill one of her prescriptions, she didn’t have to pay the $400 sticker price. She’d paid her $278 monthly insurance premium so she could get the care she needs.

Without the help of a tax subsidy under the Affordable Care Act (ACA), the same insurance that covers Dawn and her husband, Leonard, would have cost $1,131 a month.…

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Procrastinators rejoice! Health insurance enrollment extended in all states

If you started enrolling before midnight on February 15, you can still get covered. But don’t delay!

This post has been updated to reflect that all states have granted extensions.

It’s not like there wasn’t plenty of advance notice. But if you were trying to sign up for health insurance and didn’t finish the process before midnight on February 15, you’re in luck. All states running their own exchanges and the federal government are granting extensions — but some of them are only for a few days.

The U.S. Department of Health and Human Services (HHS) announced that anyone who is currently uninsured and living in one of the states that uses Healthcare.gov as their Insurance Marketplace can continue any enrollment process they started before midnight on February 15.…

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“Don’t put off buying health insurance,” says young man with cancer

Brian was the picture of health before his diagnosis. He’s grateful he has insurance and wants everyone to get covered.

Back in 2012, Brian Skibo had no reason to think there was anything wrong other than some work-related back pain. But when the pain didn’t respond to treatment, and he started getting headaches, his doctor ordered some tests. What the MRI revealed came as a complete shock to Brian.

The doctor told him he had a brain tumor that was inoperable and incurable. Brian was 32 years old.

He had insurance through work, but lost both his job and his insurance in the summer of 2013 because he’d missed so much work due to his illness.…

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UPDATED: A Supreme Court decision against Obamacare “would be a serious danger to my husband’s health,” says woman

If SCOTUS eliminates the ACA’s tax credits, Dolly and Chip would no longer be able to afford insurance — and the consequences could be life-threatening.

UPDATE: After this story was posted, Dolly resubmitted an application for Medicaid and she and her husband were accepted into the program based on their very low income. So although they are no longer at risk of losing their health insurance, their story is an example of what millions of other Americans could face in the wake of the King v. Burwell case.

The Affordable Care Act (ACA) is working. Millions are finally able to afford health insurance — many because of tax credits the law provides to help those who otherwise couldn’t afford the monthly premiums.…

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