Tag Archives | Obamacare

Why is the ACA so important? Just ask a doctor who treated the uninsured for free

She sees the benefits of Obamacare, both personally and professionally.

When Judy Stone, M.D., was in private practice as an infectious disease specialist, about one-third of her practice was made up of patients who could not afford to pay. But she never turned them away.

“I wasn’t raised to ask for payment,” Dr. Stone says. “I was raised to believe you help other people.”

When she parted ways a few years ago from the hospital employer that provided her health insurance, Dr. Stone found herself without coverage — and she struggled to buy insurance on her own. She was considered uninsurable because of pre-existing conditions like a back injury she was treated for in college 40 years ago.…

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Retired nurse applauds ACA’s emphasis on prevention — and not turning anyone away, including her

Once denied insurance at any price, Amy and her husband found a plan that works for their lifestyle and budget.

One prescription for blood pressure medication. One test that showed an early-stage heart valve issue that isn’t causing any problems. That’s all it took for insurance companies to deny coverage to Amy and her husband, Mike before the Affordable Care Act (ACA).

Amy had health insurance through work before she retired from the Michigan hospital where she worked as a registered nurse, often taking care of patients with heart problems. But when she retired, she and Mike couldn’t find a private insurer to cover them at any price — despite them being two very healthy 61-year-olds with no serious health concerns.…

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Obamacare gives Ohio man the freedom to retire early and improve his health

He’s a great example of how to shop for the right plan — and how the ACA gives people more choices than ever before.

Jim worked 37 years for the same company, typically putting in 50-hour weeks that included travel and working weekends. It started taking a toll and he says his health began to decline. That’s why he decided to retire at age 59 — something he could not have done without the Affordable Care Act (ACA), also known as Obamacare.

“June 28, 2012 was one of the happiest days of my life, when the Supreme Court upheld the Affordable Care Act,” Jim says.…

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A roundup of resources to help you shop for health insurance during ACA open enrollment

You’d do your homework before buying a car or even a coffee maker, right? Shopping for insurance isn’t much different. Here are some helpful hints.

The time has come: Open enrollment through the Affordable Care Act (ACA) insurance Marketplace runs from November 15th to February 15th, 2015.

If you haven’t bought insurance before, or it’s been a while, it might seem a little overwhelming. In fact, a recent survey conducted by the nonpartisan Kaiser Family Foundation (KFF) found that four in 10 uninsured Americans don’t understand complex coverage concepts.

That’s okay. You don’t have to be an insurance expert to buy insurance.…

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With one phone call, woman gets her mother health insurance for $62 per month

It only took 20 minutes to sign up her 63-year-old mother for coverage she could afford.

The Healthcare.gov website has gotten all the attention — for better and for worse — but when Ruma Salhi needed to find health insurance for her mother, she just picked up the phone.

“I wanted to talk to a real, live person,” says Salhi, who struggled with the website’s glitches when it first launched last year. “They were very helpful and it only took about 20 minutes to get my mom signed up.”

When she moved to Virginia to be closer to her daughter, Salhi’s mom needed to find insurance less expensive than the nearly $400 per month she’d been paying in Texas.…

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MS patient’s employer provides ACA-compliant insurance that’s good for her health — and her wallet

Her story demonstrates how critical health insurance is for many people — and disproves the myth that small companies aren’t going to provide employee insurance under the ACA.

For Emily Todebush, going without health insurance simply isn’t an option. In early 2013, the 29-year-old was diagnosed with multiple sclerosis (MS), an unpredictable, often disabling disease of the central nervous system that requires expensive, consistent care to slow the progression of its debilitating effects. Emily shared her story at Eclectablog last year, and it’s well worth reading.

Since writing that post, Emily found herself downsized out of the job that provided excellent health insurance.…

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My Obamacare success story: One year in, it’s even better than I expected

Saving big money was just the beginning of the good news.

In November 2013, I struck gold — literally. I found a Gold plan on the Affordable Care Act (ACA) Marketplace that saves me $900 a month on my premiums for the same coverage.

With 2015 open enrollment starting on November 15th, it’s a good time to take a look at how things turned out for me.

Did I pick the right plan for my needs?

I wanted to choose a plan that mirrored the one I had before so I could make an apples-to-apples comparison. As it turns out, I bought a plan that was nearly identical.

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An open letter to Gov. Rick Snyder: Give Michigan a state-based insurance marketplace

Prove to your constituents that you care about everyone in the state — not just big-money special interests.

Dear Governor Snyder:

I didn’t vote for you in either election, but you are Michigan’s governor. I haven’t agreed with you on much, but you did support Medicaid expansion in Michigan, although you could have done a lot more to urge the Legislature to act decisively. You also said you supported Michigan creating a state-based insurance marketplace under the Affordable Care Act (ACA, aka Obamacare), although you put up even less of a fight on that one.

Now, with your re-election behind you and the health insurance of nearly 240,000 Michiganders at risk, it’s time to lead.…

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And now we know why the GOP hates Obamacare: they’re simply too stupid to understand it

I’ve never fully understood the loathing that the GOP feels for Obamacare. After all, it was essentially their idea to begin with and it was proven to work by their very own presidential candidate in 2012, Mitt Romney, when he implemented it in Massachusetts.

But now I have figured it out. I realized the true answer after I saw this image on Facebook:

Yes, that’s right. The Michigan GOP thinks that other people enroll you in Obamacare. They are too incredibly stupid, even after several years of talking about it, to realize this is something that Americans choose to do for themselves.…

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If you’re being helped by the Affordable Care Act, thank the Democrats with your vote

Wisconsin woman who couldn’t get insurance without Obamacare urges everyone to remember who supported the law on Election Day.

Jenell Larson is a healthy 61-year-old woman who could not buy insurance at any price due to a single illness in her 30s — an illness that was treated successfully. But thanks to the Affordable Care Act (ACA), aka Obamacare, she didn’t have to go a single day without insurance when her COBRA coverage ran out.

Larson had cerebral aneurysms in her 30s, and neurosurgery repaired the problem. Even though her doctors told her she would be just fine, no insurance company would cover her.…

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