Your Affordable Care Act Rebate Can Save Lives

By on July 16, 2012 in Barack Obama

WARNING: ObamaCare is a ticking time bomb that could go off and save millions of Americans from heartache and illness.

Something strange is happening all over America: Insurance companies are sending checks to their customers.

When I received mine, I was shocked. Aren’t I supposed to be paying you, Humana, more and more as I’m increasingly scared of using any service for fear of being branded with a preexisting condition? But no, it was an actual check for real cash money—enough to pay for most of month of coverage or a couple of co-pays. Nothing life-changing, of course. But a shock.

Why is this happening? Some call it the “Bomb Buried In Obamacare” because it’s one of those AMAZING Affordable Care Act benefits—like gender equity, community health centers and the end of lifetime limits—that people rarely mention.

What is this WONDERFUL bomb? Rick Ungar explains:

That would be the provision of the law, called the medical loss ratio, that requires health insurance companies to spend 80% of the consumers’ premium dollars they collect—85% for large group insurers—on actual medical care rather than overhead, marketing expenses and profit. Failure on the part of insurers to meet this requirement will result in the insurers having to send their customers a rebate check representing the amount in which they underspend on actual medical care.

I have my rebate check. And since I’m one of those people who believe that if Romney is elected and has 50 Republican friends in the Senate, the bulk of what they call ObamaCare will be eliminated or choked out of existence, I’m donating all of my refund to help rebate check back to Obama/Biden 2012. It’s a selfish act in that I’m hoping to get another rebate next year if my insurance agency overcharges me. But it’s also patriotic in that I feel ObamaCare is the greatest victory for the middle class since Medicare.

I encourage you to donate part of yours, if you can. Send some to President Obama’s campaign or other supporters of the Affordable Care Act in Congress or your statehouse. You can even help support blogs like Eclectablog that love Obamacare.

There are still huge battles left to be won if President Obama wins. We have to make sure every state in the union makes the decision to expand Medicaid to all who are eligible. And we can push for improvements like the public option.

But what we can’t do is take for granted just how much has been accomplished. Millions are already covered, tens of millions are enjoying free preventative care that pays for itself and $1.1 billion in rebates are on their way to Americans who deserve that relief.

ObamaCare will save lives. That’s undeniable. But only if we save it first.


  • Hal Corrigan

    LOVE this! What a great idea!

  • furytrader

    Newsflash: Liberal blogger likes liberal policies – news at 11!

    On a more serious note, the idea that insurance companies are sending back $1.1 billion back to customers, while it sounds great, actually translates to roughly $3 per citizen per year. Not something to get too excited about.

    Furthermore, the Congressional Budget Office earlier this year reported that the all-in-cost to the US economy of “ObamaCare” will be $2 trillion from 2014 through 2023… which, on TOP of the premiums for mandatory insurance that most everyone will have to pay for, translates into an additional charge of roughly $400-$600 per person per year (this is a shifting number because you don’t know how many citizens will be in the US 10 in 2023).

    Kinda puts that $3 into perspective, no?

    • CommonSense

      Not every citizen has health care. So subtract about 40 million citizens from your estimates.

      • most of you are dumb

        Another government mandate on what you have to have. Yeah great idea

        • bob

          People without coverage still get hurt and they still get taken to the hospital. Who pays for that?

          No other modern nation in the world has as many people living in fear of injury. Eliminating predatory insurance company policy was enough for me to support the move, mandating coverage was icing on the cake.

          • Jim

            Yes. Because the government ALWAYS does such a good job, because they have absolutely no competition. And of course we can always trust politicians to do the right thing!!! It amazes me how naive liberals can be.

          • rickeagle

            My VA Health care is rated by users to be the best health care in America.Totally SOCIALIZED medicine. And they get to negotiate drug prices.

          • http://twitter.com/PolopersonGwen Po’sMom

            My Medicare coverage has given me the best of care in Boston, MA, with my choice of any Dr. that I wanted or needed, for life threating Cancer and a very rare liver disorder. No approval need from some private insurance company, that dictates your Dr. or quality of treatment.

          • http://twitter.com/PolopersonGwen Po’sMom

            We have all been paying for the Medical care for those that have no coverage, or can’t afford the bills after the care. We have paid for it via higher premimums, and the increased cost for every medical procedure in every facility.

        • Canadians are just better

          Bet you want to regulate women’s bodies while condemning ‘mandates’. From the great democratic tradition of Appalachia or Dixie, are we?

          • Jim

            No. I think women should be able to have abortions up to one month after the child is born.

          • Canadians are just better

            All the better to keep Amedika numero uno. Booyah!

    • http://pulse.yahoo.com/_GA3JPJ5DHLHCBJPDVYXKTVQF4Q Blip

      an extra billiond dollars in the peoples economy can do nothing but good.

    • John

      because thats totally a 3 on the cheque in this picture

    • http://twitter.com/caseyrcrowe Casey Crowe

      First, I think you’re assuming everyone has healthcare. So your figures for rebates are off. I mean, the check in this very post was slightly more than $3 at $61.79. So yes, that puts the rebate into perspective.

      Second, a program that gets everyone covered costing $2T over a 9-year period is a much better investment than the trillions we wasted in Iraq. I’ll pay for a healthy populace over a needless war all day long.

    • Alldemfacts

      Actually it will cost roughly 1.1 (or 1.25, I do not know why there are two different numbers) trillion from 2012-2022. Which is still subject to small changes here and there due to the economy, other laws passed, how many people refuse to get health insurance, ect.

      http://cbo.gov/sites/default/files/cbofiles/attachments/03-13-Coverage%20Estimates.pdf

    • jtotheb

      And, not every citizen is eligible. I have United Healtcare in Illinois, and they are meeting their target, so they don’t have to pay out. Plus, I am more than willing to pay $400-600 a year extra in taxes if it means that myself and my fellow Americans can live healthier, happier lives. Why aren’t you?

    • Lol

      Get your facts straight, dumbass.

    • Jonathan Baum-Tuccillo

      Does this account for money saved by not needing emergency interventions in ER’s and more expensive care prevented by dealing with problems sooner?

      It’s not just “How much does this cost”… it’s “What is the value of the money we spent.”

      • shawn_von_socialist

        its cheaper to send someone to a clinic and get it treated yes

        it costs the federal government 30 k in services for the homeless each year
        it costs the states 20 k in services for the homeless person each year thats what the government pays in total.. each year per homeless person 50 thousand you could buy them all houses.. cheaper then it is to keep them homeless
        it only costs 12 thousand to house a homeless person

        Conservatism is just more costly its nost fiscal at all

  • Alex

    Canadian here, Keep it up guys, from my point of view Obama is doing much more for his people than most seems to think.Don’t let that Romney get in there, keep Obama in place.

    • Dan

      I don’t know why Americans in general don’t want to have universal health care. Seems weird that every other OECD country has it, except maybe 3 including the States, and yet America pays the most (as a percentage) of their GDP. Crazy.

      • Canadians are just better

        Unfortunately, you created a federation with slave-lords from the South and racists from Appalachia and thought you would become ‘democratic’. But no, you were contaminated with the anti-democratic sections of your federation and you tolerate and promote racism as part of your national character. Your biggest mistake was in 1776 and now you have a corporatist tyranny without the common sense that ‘democracy’ permits the public to have power over US society. You see, democracy means “rule of the people”. Oligarchy means “rule of the few”. What did an alliance with the Dixie slave-lords give you?

        Canada did so much better with the French and waiting a few years for its independence.

        • http://mdblanche.myopenid.com/ mdblanche

          Funny, my family lived in Québec for almost three hundred years and now for the past century we’ve lived in the États-Unis. And that’s not because Canada did so much better with the French, I can tell you that.

  • justabil
  • Andrei

    Medical care should be available to everyone!

    Andrei
    http://www.squidoo.com/workshop/this-is-bucharest

    • Jim

      Medical care IS available to everyone. I think yachts should be available to everyone too! Oh, wait – they are! Come to think of it, if someone is to lazy to get off the couch and go find a job, I don’t think anything should be available to them!!!

      • Marko

        There are tons of working adults who don’t receive health benefits. And in today’s economy where there are less jobs than people, it would literally be impossible for every unemployed person to go out and find a job. Also, plenty of uninsured children aren’t even old enough to work. I don’t know if you realize this, but an uninsured 8 year old can’t exactly go out, get a job, and receive health benefits.

      • http://twitter.com/Kestheba Kestheba

        I’m guessing you’re just a troll, but if not; do you honestly believe that people choose to just sit around doing nothing all day while their children starve and die from preventable illnesses? If getting money were as simple as “getting a job” then poor people wouldn’t exist. Jobs don’t just fall out of trees into the hands of whoever wants them.

      • oassmoas

        So I take it you believe universal education is a Big Socialist Evil too…? “Oh no, that’s not correct, the rabid righties just love their local schools.” So how come you cannot see universal healthcare in the same light?

      • High Roller

        Jim, do you watch Fox News? You seem to have the mindset that only lazy people care about the affordable care act. Not true…I am a business owner that embraces the changes it will bring. Yes, a true, hard working, non mongering human. Lighten up man, it could be you one day.

    • Biebz

      medical care was available to everyone…now it’s forced on everyone!

      • FreeLoadingBagger

        I agree – I mean why should I be forced to get insurance when I can just go to the ER (thank to Reagan) and get free medical care thanks to all other tax payers. I mean to hell with Personal Responsibility, I just want to be a neocon free loader!

      • http://twitter.com/PolopersonGwen Po’sMom

        @Biebz—–Emercency care only>Not continuing care, not any preventive care.

        Just like car ins. you want to drive, buy insurance. If YOU have a body and want to use it, you muct insure it. If you don’t want to use “YOUR BODY”, that is your choice, there are not many options available to you are there?

        The fact is unless you are making well over $100 thousand dollars, you will probably pay nothing if you do not opt in for medical insurance. Get the facts, before you complain about something you obviously know nothing about.

        No one is forcing “YOU” to get medical care, just stay home, and stay sick, or injured. I will happen to everyone at some time in their life time. Justice Roberts said it during the debate before the Supreme Court, he was and is right.

  • nick

    but that’s exactly what politics is designed to do: keep the winning party in power by feeding cake to the masses. You are falling for this hook, line, and sinker. This is precisely the thinking the political machine wants you to engage in. Go ahead and send your check for the worthy cause of keeping the checks rolling… sheesh. That’s how the Roman Empire went bankrupt.

  • Andrei

    ObamaCare is great imo.

    Andrei
    http://www.squidoo.com/this-is-bucharest

  • ibelieveincapitalism

    Obama should not have control over what Americans need to buy. This big government nonsense that Obama is trying to achieve is verging on unconstitutional.

    • btwig

      You don’t have to buy it unless you can afford it, then you will pay a fee if you don’t buy it. Why? Because you will eventually need health care at some point and the taxpayers will pay your hospital bill anyways

      • Jim

        You are making multiple assumptions here:
        1. That I will eventually need healthcare.
        2. That if I do need healthcare, I will not be able to pay for it on my own.

        Why don’t we have food insurance? Everyone needs to eat! Why am able to pay for my food, housing, transportation without insurance? It amazes me how the liberal solution always involves putting a few “smart” people in control of everything, and that will magically make everything all better.

        • mercurialrust

          Why do we have mandated motor vehicle insurance?

          • Jim

            1. That is state mandated, not federally mandated.
            2. The mandate is only for liability coverage for damage to someone else’s vehicle. I’m not mandated to purchase coverage to repair my own vehicle.

          • http://www.facebook.com/people/Kitty-Smith/100000047475312 Kitty Smith

            Question. Why do I hear people complain about federally mandated insurance and then just brush off state mandated insurance. What’s the big difference?

            Did people forget what “states’ rights” actually means?

        • Fujiman

          Thanks to ObamaCare I was able to get covered by my parent’s insurance after graduating college and looking for a job. After I graduated (and before ObamaCare passed), I developed crippling back pain. In a low income family, we weren’t going to pay out of pocket for an MRI. Assuming every family can simply pay for something like this is incredibly thick-headed.

          So the better part of a year until I could finally get covered, I managed to make it day to day in eye-watering pain. Finally ObamaCare passed and I was able to get covered. And no, the cost of covering me with my back issue was not gonna happen prior to that. Turns out I was only a few months away from being paralyzed from the waist down. It was a $50k operation. I still had to pay $10k out of pocket, but without that coverage, I can assure you I would not be in such a great place today.

          So you’re healthy. I’m really happy for you. But the American mentality of “I’m fine so everyone else must be too” is the exact reason why it’s so easy to claim that it’s such a horrific crime that in order to cover EVERYONE, everyone should chip in… while at the same time be completely accepting of the “no coverage, no care” system we currently live in.

          Have you had to choose between paying your rent or paying for cancer treatment? Do you know people who have? Or had an infant with a heart condition who can’t be covered due to their pre-existing condition of being born? Do you care? Realistically no. It doesn’t effect you. This is the common argument against ObamaCare boiled down to the bone. “Of course I care about the health and happiness of my fellow citizens. But only those who can afford it. But come on, everybody can afford health, people just want free stuff.” Healthcare should not be a privilege for those who can afford it, it’s supposed to be a basic human right. Even though it cost me $10k that I didn’t have in order to live without chronic debilitating pain, had I not been covered, I would have had to accept that I just can’t afford $50k just to not be in constant agony. Would have probably killed myself when I found out that we paid for Cheney’s new heart. I have a weird feeling that someone of his age and health is not high up there on the donor list.

          • http://twitter.com/PolopersonGwen Po’sMom

            How do I find ways to thank you for a realistic and all to true situation of what has happened to all to many people in America. Health Care must be a right, not for those priviliaged by the amount of money, or a company run health care program.
            When and why do so many Americans now only think of themselves? So may are now of the mindset,- Me FIRST”, “I have Mine-the heck with you”, attitude?

        • http://www.facebook.com/dmkz.family Chance Derek Gregory

          Medicare operates at 3% overhead, whereas most HMO’s operate at 25% or more. One of these things is tremendously efficient, and one is NOT. It amazes me how the “conservative” solution always involves putting a few “smart” people in control of everything (Board of Directors), and that will magically make everything all better. Except it never does. “Trickle Down” is a proven failure as an economic model, and the only actual “job creators” in a true “free-market” are the dollars spent at street level, where they do the “work” of tens-of-thousands as they work their way “up” the inverted pyramid. Here’s a couple more for ya: Productivity is up fourfold in the US since 1985, but wages are flat to 1981 when adjusted for inflation. Meanwhile — the real cost of medicine (and seeing a doctor) have increased by nearly 500% over the same time-span, as has the real costs of energy, food and shelter.

      • Matt

        And that fee only exists because within a few short years we do away with “pre-existing conditions”. If that fee didn’t exist nobody would pay for insurance until they desperately needed it. So you make a choice.

        • http://twitter.com/PolopersonGwen Po’sMom

          @Matt—All to many are short sighted and ignorant of what will happen to them when they need Medical Care and the long term effect on them, both medically and financially.

          Just like car ins. if you want to drive, you must buy insurance. One can not buy car insurance for their car the day after they have an accident. It appears that the only way we ca get them to understand is to put it bluntly! If YOU have a BODY, and want to use it, you must insure it. If you don’t want to use “YOUR BODY”, that is your choice, there are not many options available to you are there?

          The fact is unless you are making well over $100 thousand dollars, they will probably pay nothing, if you do not opt in for medical insurance. They must get the facts, before you complain about something they obviously know nothing about.

          No one is forcing “YOU” to get medical care, just stay home, and stay sick, or injured. It will happen to everyone at some time in their life time. Justice Roberts said it during the debate before the Supreme Court, he was and is right.

  • Karl

    I got a whopping $13 — that’s .2% of the $5,844 in annual premiums I pay on my high-deductible healthcare plan. In the past 3 years, my rates have climbed 48% (including an 18% increase this May), yet somehow my insurer came in right at the 80% number.

  • Sang Moon

    Obamacare will destroy the health insurance industry if no exceptions
    are made. If the 80/20 rule was the only impact on the health insurance
    companies, some of them would still manage to survive, but Obamacare
    removes both the ability of health care insurance companies to use risk
    to determine how much to charge and how much to pay out. This is the
    nail in the coffin for health insurance companies because they are no
    longer needed. There will be no private health insurance company except
    those who are facades for the government within a decade. The government
    will be the only health care insurance provider and will not be under
    the same strictures of being efficient that it places on private
    insurers. We will be in a worse situation in the long run in terms of
    the ratio of how much we pay goes into overhead. The really bad thing is
    that none of this deal with making health care actually sustainably
    affordable because the real driver for escalating health care costs is
    the year after year demand side subsidization of the health care
    industry by the government. Touching Medicare/Medicaid and related
    programs in a meaningful way is taboo, so either we fork out more for
    health care or we build up towards another massive economic crisis by
    having the government pay for it with debt.

    • D

      This is completely and categorically incorrect. As a former Actuary, many times the percentage of a premium that would go right into the companies pockets was from 40-50%. What you are implying is mathematically incorrect just based on that percentage alone.

      • http://twitter.com/PolopersonGwen Po’sMom

        @D-
        Nice to see another Actuary responding. As a former Pension Actuary, and Fellow of the Society of Actuaries, I would welcome Medicare for all. At a cost of 3-4 cents on the dollar for administration fees, compared to the private insurance paper work with costs of 25-33 cents for every dollar would improve actual health care. Nice to see under the ACA law, the insursance companies can no longer deduct the cost of paying their agents, as a medical cost. An Ins. agent and commision is not a medical expense.

    • Eric

      Sang Moon, the part that you’re apparently misunderstanding is that private Health Insurance industries already have significant overhead built in via the form of profits. Additionally, because government agencies are able to negotiate much lower costs (as single payers) the total cost of health care drops dramatically. The US pays significantly more than anyone else in the world for health care, yet our results are middle of the road, at best. We’re actually one of the poorer first-world nations at providing health care. Much of this is due to the poor quality provided by private insurance agences. The death of the private insurer is something we should be cheering for.

    • Anon

      Hence the individual mandate

    • anon

      Right, because no one is studying this or the potential outcomes to assess whether something like this might happen. The government doesn’t employ any economists or sociologists to study the impact of this legislation. It’s a shame that there isn’t government funded research about the impact of the policy, and they just blindly passed this legislation without consulting their staff of experts with more combined qualifications than your average university.

    • Ryan

      Destroy the health insurance industry? Good.

  • http://twitter.com/ChocChipsMusic The Chocolate Chips

    We got a refund check too ($81 I think) … it’s sad how many people are misinformed about ObamaCare and have a negative opinion of it due to the Republican lies when it most likely positively effects them in a very direct way.

  • 1

    Yeah thats great man. When you consider the extra thousands of dollars a year youre paying for every single utility plus the extra thousands you have to pay for food because of Obama, that extra $61 is a great thing Obama is doing for you

    • Tock

      Only a dummy would wine and complain when your being helped. Get a job that might help welfare can only get you so far.

  • Jim

    June unemployment rate unchanged at 8.2%. U.6 unemployment rate up 14.9%. So as the results of Obama’s policies get increasingly worse, his support among extreme liberals goes up!

    • truthtruth

      Above the 7.8% and 14.5% he got it at? It’s not so bad.

      Let’s compare it to the 4% Bush got.

      • Jim

        How about we compare it to what Reagan inherited from Carter? Or compare it to the unemployment rate 3-1/2 years into Bush’s presidency.

  • Please Read

    Not sure if you are an employer but I am one of the fabled small business owners and it pains me to read your brutally simplified perspective. If you were an employer, you would know that there was a little gem of a letter attached to your “rebate” check specifically stating that this money is to be returned to the employees.

    So let me frame that. I pay a very generous premium so that my employees can have very good health care. Yes this puts a strain on my bottom line but guess what, employment is a partnership between two people and we take care of each other.

    But now I have a rebate check for moneys that I paid, that was addressed to me, that I get to run through my bank account and pay taxes on (a little double whammy there, very sneaky) … but isn’t mine. I am now required to disburse additional funds that I really need to reallocate into my business. This sets a very ugly precedent where my government is telling me what to do with my money.

    This was just another campaign tactic for the Obama administration. Where the typical liberal logic sets in, some very glaring logical inconsistencies are over looked, and we end up with nice little tidy blogs like this one that I pray most people take the time to see through. Please do your research guys!

    • Jim

      I guess this is what you get when you have someone with absolutely no private sector experience setting policies for the private sector.

    • Traslin

      I’m assuming the insurance companies will adjust eventually so that these checks stop coming in. It can’t be cheap for them to go through all the trouble of issuing these checks.

      I’m sorry you have to deal with a temporary inconvenience, but I’m glad that the insurance companies are getting a clear message that we won’t put up with their bullshit anymore. The margins defined in the provision are reasonable, and if the insurance companies can’t follow them, it is only because they are overly concerned with profits rather than health care.

    • Anon

      Man, I wanna work for you. Every job I’ve ever held has made me pay to be a part of their group plan.

      If you fully pay out of your pocket for your employees’ healthcare with no contribution from them, it hardly seems fitting to complain about your generosity. If your employees pay out of their salary for healthcare like I do, the money is rightfully theirs.

    • please think (next time)

      hey numb nuts. guess who comes into your business and sinks dollars into it? the middle class. the employees. this sort of is a mini jump start for the economy. if the middle class isn’t spending money, then small business owners such as yourself need not hire more employees. (creating jobs/trying to help economy, supply demand). the employees get money back (at your business and others) and said employees spend money at businesses such as yours. use a little foresight next time instead of squinting at your “bottom line”.

      • http://eclectablog.com Eclectablog

        Please refrain from name-calling or I will ban you.

    • done

      @Please Read – doing taxes for the very first time? If you get monies and then disburse them as required payouts, it’s a wash on the books. Your time and the cost of the checks is all you’ll lose – no taxes will be lost unless your accountant is an idiot.
      Universal healthcare is in America to stay – love it or leave for a country without universal health care (hint: nowhere).

    • Doiveo

      Distribute the money, claim the expense to off set the tax… I don’t see the problem here???

  • Adam

    This is great news, for uneducated idiots.

    Now, health care funds no longer need to innovate or be competitive. Why? Wasteful, unprofitable enterprises that steal YOUR wealth support them. Seriously, think about it.

    • mercurialrust

      We have thought about it. Why should any corporation be making a profit off of human misery? In every other first world nation with public health care, insurance companies and hospitals are forbidden by law to make a profit.

      • Adam

        Your point about misery is not really valid when you have people within the same entity provoking undeclared wars, who also threaten to indefinitely detail people like yourself if you question the process.

        • http://www.facebook.com/people/Kitty-Smith/100000047475312 Kitty Smith

          So basically your answer is “who cares about people dying without medical care, FREE BABY JESUS MANNING!”

    • Ryan

      Ugh, isn’t this check a result of the insurance company not being allowed to waste money any longer? Just curious Adam, what education do YOU have?

    • http://eclectablog.com Eclectablog

      Health insurance companies doing “research”??? Wha—???!

    • http://www.facebook.com/chris.portle Chris Portle

      http://en.wikipedia.org/wiki/Patient_Protection_and_Affordable_Care_Act

      You need to learn about the law you’re complaining about.

  • amendment_9

    Oh I got a check in the mail, this confirms my support for Obama! Typical sneaky vote buying by the left is a better headline here.

    • Canadians are just better

      Maybe we should have allowed the private insurers 50% profit, after all, they are private sector and you are a patriotic American who lives to support your corporate overlords.
      Nasty and stupid – two adjectives that describe…..who?
      A) people from Burma
      B) People from Uruguay
      C) People from USA

      • amendment_9

        D) People who think that private entities should need to be ‘allowed’ to do things or ‘get permission’ from some government rather than realizing that freedom is the rule not the exception.

  • Joe

    Was it $4000, that’s how much my
    insurance has gone up in since ObamaCare started? Every small business client I
    have spoken to has had their rates increase between 15% – 55% a year in the last 3
    years. That’s how you got your rebate. Not Obama. Maybe your company covered it rather than back
    charging you; mine could not afford to. But when you don’t get any of that
    $4000 in your next raise then tell me how great the rebate was.

    • Canadians are just better

      Why should private business have to deal with health care? You should not have to worry about health care for your employees – period. It is NOT part of running a business. LET THE GOVERNMENT HANDLE IT – it already does a great job with Medicare and Veterans health care at only 3% overhead costs. Why waste money and trouble your efforts at running a business in the name of profit for private health insurers? To satisfy your ideology, dear comrade? Are you really that stupid (and nasty)?

  • Nobama

    It’s astounding how easily the weak of mind (and wallet) can be swayed.

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  • http://www.facebook.com/profile.php?id=100001977640719 Russ Leffler

    The ACA doesn’t save lives – doctors and hospitals do. The ACA is about paying the bill when they are done. Why do you insist on glamorizing a bill that is only about $ and cents.

  • http://www.facebook.com/profile.php?id=100001977640719 Russ Leffler

    You are excited about a rebate of $61.00 when your rates went up on average by $300.00.
    It would be like getting excited about the bank lowering your ATM fees and by the way we need to increase your monthly charges.

  • Island_Walker

    Today, I invested my Obamacare rebate. I sent half to Mitt Romney and half to Jim DeMint’s Senate Conservative Fund.

  • Island_Walker

    How many think those who look for and accept any government freebe that comes along will spend their vote-buying Obamacare rebate on any purpose other than themselves?

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  • Vicki

    What sucks is that families like mine that are self-employed and have enjoyed low cost high deductible care will now have to swallow “at minimum” a $10k year tax … how is that fair?

  • http://rebturtle.com rebturtle

    Tell me, Jim. Do you have a yacht, or are you just a lazy freeloader like the rest of us? Clearly the opportunity is equal, and the motivation is the deciding factor. Go ahead, tell us that you could own one if you wanted, but that you’re comfortable with what you have……

  • Island_Walker

    Great idea. How much are you willing to pay?

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